CIA Tax Videos

CIA tax annual tax saving, tax planning seminar 26/5/26 Included in the recording are plenty of tips and traps around negative gearing, trust distributions, capital gains tax changes stemming from the biggest budget changes since GST was introduced way back in 1999. The information is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. CIA tax and the presenters are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
CIA’s June 30 - Tax Saving Tips!!
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CIA’s June 30 - Tax Saving Tips!!

Gaslighting Our Youth? If it was about housing why wasn’t the tax attack limited just to housing? Higher taxes will apply to property and shares and just about any other asset held by everyday investors. There is also a sting in the tail with a 30 per cent minimum rate to ensure nobody escapes and bracket creep was acknowledged but ultimately just ignored. Investors should have known after the super tax saga where earnings in super on amounts over $3m taxes doubled that Chalmers had an agenda and outright lies were part of that. How you can still get ahead For property investors the most tax-effective rewards will now be in squeezing higher rents over seeking capital gain. Similarly, investors in the share market will find the rewards are more often found among high dividend paying stocks rather than expansionist or innovative listed growth companies. As for the family trust changes, this could be a major revenue earner for the government, but it is going to create an uproar across the market and a boom for accountants undergoing restructures – the greatest change since GST Negative gearing is not dead It is just kaput for residential properties unless you buy a brand-new property. Expect a boom in the value of commercial properties and farms etc which can still be negatively geared into the future. Geared share portfolios producing a cashflow loss will operate under the old rules, allowing negative gearing and claiming the tax break. High-income earners who still wish to own residential investment property may refocus their strategy and look to purchase cashflow neutral or even positive cashflow assets, since the negative gearing strategy will no longer apply. We may see a rise in the price of properties that can generate higher than average rental income as this will become more sought after in the new tax landscape. The good news for existing owners of residential investment properties is you can continue to negatively gear existing residential investment property under grandfathering rules. Value adds - If you have a freestanding residential investment property and could build a granny flat to produce a secondary income or if you have an apartment as an investment that could be decked out in furniture and on Airbnb or if your property could do with a renovation that could then boost the rental income, look at doing these things. Capital gains tax The inflation method back from July 1, 2027, for ALL assets purchased after this date. We may see a surge in self-managed super funds created as people look to purchase property within superannuation due to the ability to sell in the accumulation phase with only a zero,10 or 15 per cent capital gains tax depending on whether the property has been held for more than 12 months. Family trusts The typical strategy to stream family trust (not fixed trusts) income to the lower income spouse and children over 18 will end on July 1, 2028, with the introduction of a 30 per cent minimum tax on distributions from discretionary family trusts. Business owners who keep their existing discretionary family trust, paying themselves and employing family members so the trust has less profit taxed at 30 per cent might be the go. Converting from a family trust to a family investment company is also a consideration given the company’s ability to pay fully franked dividends to shareholders including low-income shareholders who receive a tax refund for the excess franking credits. Leave the country And if this is all becoming too much, consider how a new life might look in a tax-free location like Dubai, or closer to home in New Zealand, which does not have a capital gains tax system except for properties sold within two years of acquisition. Get Stuffed (The Pushback) One Nation and the lies fallout and all that said, everything still depends on how the draft legislation looks and any amendments through parliaments to get the final position on the new tax rules, rollover relief, grandfathering and all the finer details……. Hold tight folks! The information on Ticker is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice from the network owner Ticker Studios Pty Ltd or the sponsors of the show or any of its hosts. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. The show and hosts are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
Gaslighting Our Youth?
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Gaslighting Our Youth?

Ticker 12/5/26 with Ahron Young Capital Gains Tax Rethinks Yes, you will likely pay more tax… they are coming for it. Time for a rethink… But this makes equities an even more competitive investment space, because the current tax system has historically favoured property (large CGT discounts, negative gearing, and a relatively low starting base driven by immigration-led supply/demand dynamics). Why equities may benefit Income-paying stocks become more attractive relative to growth stocks, since dividend taxation remains unchanged while capital gains face higher effective tax rates. And property faces additional tax headwinds: • Gains are taxed in one lump sum at higher marginal rates, rather than being gradually realised like shares. • Higher holding costs and taxation pressure reduce flexibility compared to equity portfolios. Why this won’t change in a hurry Ideally, governments should save in inflationary periods and spend in recessions, but in practice this doesn’t occur. • Government spending tends to grow at ~6–8%, well above inflation. • Budget restraint promises are rarely delivered (often the opposite occurs). • New structural spending commitments (NDIS, climate initiatives, defence, etc.) continue to be added. This ongoing fiscal pressure feeds into higher interest rates, which in turn makes property more difficult as a high-cost asset class. Just an opinion: • Government blames the system and taxpayers absorb the cost • Taxes increase in response • Tax cuts are eroded by inflation • State taxes add further pressure • Property is increasingly under strain • Dividend-focused equities may offer a more favourable tax outcome The information on Ticker is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice from the network owner Ticker Studios Pty Ltd or the sponsors of the show or any of its hosts. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. The show and hosts are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
Time for a Tax Rethink - CGT changes (& more)
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Time for a Tax Rethink - CGT changes (& more)

"It's the Vibe": Dennis Denuto (The Castle) the phrase summarizes the spirit over technicalities. (Consumer Behaviour): feels a recession is happening and cuts back on discretionary spending (e.g., dining out), causing a real-world economic slowdown based on sentiment rather than necessity. (Self-Fulfilling Prophecy): if enough people believe a recession is imminent due to poor "vibes," they may change their behaviour, which can cause an actual economic downturn. Australian Downturns "Recession We Had to Have" (1990s): Treasurer Paul Keating coined this phrase, with the recession causing a 1.7% fall in GDP and high business failures but ultimately reducing long-term inflation. Avoiding GFC (2008–2009): Australia avoided technical recession (2 consecutive quarters of negative growth) during the GFC by strong demand for resources from China and government stimulus. COVID-19 Recession (2020): Triggered by pandemic restrictions, this caused a sharp, short-lived recession. Massive government stimulus, including JobKeeper, facilitated a rapid rebound. Key Factors Driving Recession Risk: Geopolitical Conflict: The ongoing war in the Middle East has significantly increased the risk of recession, with potential oil price shocks exacerbating cost-of-living pressures. Persistent Inflation & Rates: The Reserve Bank of Australia (RBA) is under pressure to keep interest rates high to fight inflation, limiting the ability to stimulate the economy. Weak Consumer Spending: Rising costs have caused households to severely cut back on spending. Employment Levels: Unemployment has remained relatively low, it has been trending upward, which is a major recessionary indicator. Opposing Economic Views: Some analysts argue that despite these pressures, the economy may only experience a period of weak growth rather than a sharp downturn. Others have suggested that strong immigration could prevent a technical recession, though this brings other economic imbalances. The information on Ticker is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice from the network owner Ticker Studios Pty Ltd or the sponsors of the show or any of its hosts. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. The show and hosts are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
is it just the VIBE or a recession?
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is it just the VIBE or a recession?

Ticker with Ahron Young 14/4/26 Intergenerational equity isn’t just: “Are we taxing wealth?” It’s: “Are we giving younger people a fair shot at building wealth and income in the first place?” Right now in Australia: • Asset owners are heavily advantaged • Productivity growth is weak • Housing is the choke point We probably need both—better productivity policy and some rebalancing of tax settings—if you actually care about fairness across generations. Do we trust current governments with this? My opinion is they will bring on intergenerational equity, redistribute a token of it and the rest into sustaining big government/regulation creating bigger productivity problems in future. The information on Ticker is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice from the network owner Ticker Studios Pty Ltd or the sponsors of the show or any of its hosts. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. The show and hosts are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
Intergenerational Equity
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Intergenerational Equity

Stagnant growth, rising unemployment and rising prices, last notable through the 1970s oil shocks. This “oily” time however it will be exaggerated with the AI disruptions adding to the unemployment. - Raising interest rates to cool inflation further slows growth & increases unemployment. - Higher costs for goods while experiencing stagnant income or job loss Let’s get on the positive front foot and position ourselves well ahead of the game some ideas to test…!! Income. The biggest risk isn’t inflation—it’s losing income while inflation continues. - Upskill “sticky” roles: healthcare, essential services, trades, tech maintenance, logistics. - If in demand: negotiate pay more frequently (annually may not be enough). - If employed: make yourself harder to replace (take on critical tasks, cross-train). - Add a secondary income stream (freelance, consulting, gig work). Realign investments to the times. - Lower debt, this may mean selling assets that won’t keep pace. - Interest rates will rise during stagflation (banks don’t lose) - Maintain or create an emergency fund - Look to focus on dividend-paying stocks over the growth stocks/assets - Holding too much cash = losing value due to inflation. - Use high-interest savings accounts or offset accounts - Thrift is king “Dr Steve’s day at the beach challenge” Self employed - In demand industries, adjust prices gradually (don’t lag inflation too long) - If not in demand enact cost cutting, lean workforce Play the long game—these periods don’t last forever, stay positive folks! The information on Ticker is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice from the network owner Ticker Studios Pty Ltd or the sponsors of the show or any of its hosts. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. The show and hosts are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
Stagflation - Prices rise, but incomes and job security don’t...
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Stagflation - Prices rise, but incomes and job security don’t...

AI the RBA and a looming 30 life crisis: The Reserve Bank of Australia (RBA) operates under a dual mandate to achieve both price stability (low and stable inflation) and full employment. Typically complementary in the long run, the RBA must often balance trade-offs between them when making short-term monetary policy decisions. However, AI is rapidly changing how companies operate, enabling smaller workforces to do more. While Australia’s labour market still looks strong today, there is a major shift—especially for office workers—is coming, and the country isn’t ready for it… (Ahron Young 13/3/26) Nor is the RBA and the disconnect in their dual mandate is highly at risk.… 1. AI and labour policy are on a collision course • Governments and unions have recently strengthened worker protections (e.g., work-from-home rights, stronger labour laws, “right to disconnect”). • At the same time, businesses are investing heavily in AI and automation specifically to reduce reliance on human labour (and easier offshoring is adding further fuel to this fire). 2. White-collar office jobs are most at risk • Analysis, marketing, sales, coding, communications, admin are easiest for AI to automate or assist. • Trade and physical jobs (construction, electricians) are in high demand and face labour shortages. 3. Early warning signs are already visible • Major companies are experimenting with smaller, AI-enabled teams layoffs / restructuring • CEOs increasingly say fewer employees can produce the same output using AI tools. 4. Corporate incentives now favour smaller workforces • Investors often reward companies that cut staff while increasing automation. • Businesses shifting from hiring people to growth-based technology for their productivity gains. 5. Australia may be unprepared • Policymakers are focused on workplace rights rather than the labour changes AI will bring. • When the economic reality becomes clear, the labour market will change fast. So what about the 30 life crisis looming for white collar (in particular) well its time to embrace the reality of change and start your own business, it’s the only way to take the “X “off your back and use technology to your advantage, not be a victim of it, its coming. The information on Ticker is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice from the network owner Ticker Studios Pty Ltd or the sponsors of the show or any of its hosts. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. The show and hosts are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
AI is coming for us...
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AI is coming for us...

Ticker 03 03 26 with Ahron Young: RBA's Bullock is reluctant to raise rates into a negative supply shock. Yet even before Iran, markets may have underestimated the chance of a March rate rise. With inflation high and unemployment at 4.1 per cent, the case for tightening remains strong. The Iran conflict adds fresh risks to an RBA already struggling to contain inflation. • How worried should Australians be about oil prices pushing inflation even higher? • If oil jumps above $US100 a barrel, does that almost guarantee another rate rise? • Can the RBA afford to “look through” this shock, or is inflation already too high for that approach? • What would a 40¢ rise in petrol mean for household budgets and consumer spending? • Does Australia benefit at all as an energy exporter, or do households still lose out? • Are markets underestimating the risk of a March rate hike? The questions answered in video... The information on Ticker is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice from the network owner Ticker Studios Pty Ltd or the sponsors of the show or any of its hosts. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. The show and hosts are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
Middle East Tensions, Mortgage Pain?
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Middle East Tensions, Mortgage Pain?

Ticker 17/2/26 - "The art of taxation consists in so plucking the goose as to obtain the largest possible amount of feathers with the smallest possible amount of hissing" (Jean-Baptiste Colbert) Here’s another one from this week “Fury as Dutch government approves 36 per cent tax on unrealised gains” and another as Australia looks at taxing CGT at higher rates instead of considering GST increases.. At what point is the goose plucked and we move to those spending it? • Broadening the GST = applying GST to more currently exempt items (e.g. fresh food, health, education) and/or increasing the 10% rate. • Goal: raise more stable revenue from consumption instead of relying heavily on income based tax. The information on Ticker is for general information only. It is not financial advice, just an opinion/tips. It should not be taken as constituting professional advice from the network owner Ticker Studios Pty Ltd or the sponsors of the show or any of its hosts. Dr Steven Enticott is a Chartered Tax Advisor and is not a registered financial planner. You should consider seeking independent legal, financial, taxation or other advice to check how the show’s information relates to your unique circumstances. The show and hosts are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this program.
Making it & they're taking it
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Making it & they're taking it

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